★ 4.9 on the App Store

38,400 freelancers paid this month

★ 4.9 on the App Store

38,400 freelancers paid this month

Invoices that

get paid in

days,

not months.

Settled sends your invoices, nudges late clients for you and takes card, bank and Apple Pay. Built for freelancers and small studios.

Free for your first 5 invoices · no card needed

#0142 · Sent

€2,400

#0142 · Sent

€2,400

Nudged

Day 3

Nudged

Day 3

Paid

Apple Pay

Paid

Apple Pay

#0142 · Sent

Nordlicht Studio

€2,400 · due in 14 days

Opened

2 min ago

Viewed on iPhone · Berlin

Friendly nudge sent

Day 3

Reminder 1 of 3 · on schedule

Paid via Apple Pay

€2,400

#0142 · settled in 4 days

Cash in · this week

+€6,850

5 invoices paid · 0 chased

4 days

median, sent to paid

Freelancers and studios on Settled work for

  • Nordlicht

  • Oak & Ore

  • Fieldnote

  • Studio Kiln

  • Parcel

  • Lumen Works

Customer stories

Real invoices,

paid

sooner

Three freelancers, three trades, the same result: less chasing and money that lands within days.

Your next invoice

could be

paid

on time.

Free for your first 5 invoices · no card needed

Features

Everything between

sent

and

paid

Six small tools that do the admin you put off: writing, chasing, collecting and setting tax aside.

Invoice #0143 · Nordlicht Studio

Brand identity · 1 × €1,800

Website copy · 6 h × €80 · €480

Photo licence · 1 × €400

Total €2,680

Total €2,680

Send invoice →

Invoice editor

Line items, VAT and your logo, laid out for you. Send in 30 seconds.

Day 0 · Invoice sent

Sent

Day 3 · Friendly nudge

Opened

Day 7 · Second nudge

Overdue

Day 9 · Paid

Polite auto-reminders

Friendly nudges on day 3, 7 and 14, written in your tone. Clients reply with thanks.

Apple Pay

Card · 1.4% + 20c

Bank transfer · free

Card, bank and Apple Pay

Every invoice carries a pay button. Card 1.4% + 20c, bank transfer free.

Tax pot · 30% · Q4

€4,212 set aside

Tax pot

30% of every payment moves to a separate pot, so April is never a surprise.

pay.settled.app/nordlicht

2 open · 14 paid

14 paid

Client portal

One link where clients see open invoices, pay and download receipts.

This week

+€6,850 landed

M

T

W

T

F

S

S

Home-screen widget

See what lands this week without opening the app. iOS and Android.

Payday Calculator

See how much

sooner

you get paid

Move the sliders to your own numbers. The result uses our customers’ median of 4 days to paid.

Your numbers
Invoices a month ≈ 8Reminders you write today ≈ 27Reminders with Settled 0
Today: paid on day 34
With Settled: day 4
Paid ✓
€8,000 lands 30 days sooner
≈ 5 hours of chasing saved each month
Start for free Free for your first 5 invoices · no card needed
Median of 4 days from sent to paid across Settled customers, Q3 2026.

Why Settled

Chasing by hand vs.

letting it

flow

What getting paid looks like with a Word template and your inbox, next to Settled.

Word + reminders by hand

✕

34 days to get paid on average

✕

Writing every reminder yourself

✕

Bank details pasted into PDFs

✕

Tax money mixed with spending money

✕

A spreadsheet of who owes what

Word + reminders by hand

✕

34 days to get paid on average

✕

Writing every reminder yourself

✕

Bank details pasted into PDFs

✕

Tax money mixed with spending money

✕

A spreadsheet of who owes what

Settled

✓

Paid in a median of 4 days

✓

Polite auto-reminders on your schedule

✓

Card, bank transfer and Apple Pay

✓

A tax pot that sets 30% aside

✓

Bank-grade security, EU-hosted, payouts via a licensed partner

Settled

✓

Paid in a median of 4 days

✓

Polite auto-reminders on your schedule

✓

Card, bank transfer and Apple Pay

✓

A tax pot that sets 30% aside

✓

Bank-grade security, EU-hosted, payouts via a licensed partner

How it works

Set up before your

coffee

cools

Three steps from spreadsheet to your first paid invoice.

01

Import clients

Bring clients and old invoices from a CSV, Xero or QuickBooks in 2 minutes.

02

Send in 30 seconds

Pick a client, add lines, hit send. The PDF and pay link are built for you.

03

Get paid, we chase

Polite reminders go out on day 3, 7 and 14 until the money lands.

Testimonials

Freelancers who

stopped

chasing

Six customers, six numbers. All of them started on the free plan.

★★★★★

My average days-to-paid went from 31 to 6. I didn't change my clients, only how I invoice them.

Jonas Weber

UX consultant, Hamburg

★★★★★

I sent 48 invoices last quarter and wrote zero reminder emails. Settled did all 61 nudges for me.

Aisha Bello smiling in daylight

Aisha Bello

Photographer, London

★★★★★

Setting up took 9 minutes, including importing 22 clients from QuickBooks.

Lena Hoffmann

Copywriter, Vienna

★★★★★

Card payments cost me 1.4% and land in 2 days. Worth it for every invoice over €500.

Daniel Okafor smiling, front-facing portrait

Daniel Okafor

Motion designer, Lagos

★★★★★

We put 30% of every payment into the tax pot. €18,300 was waiting when the bill came.

Sofia Marino smiling in a white shirt

Sofia Marino

Architecture studio of 4, Milan

★★★★★

Clients told me the reminders felt friendly. One even said thanks, and paid 12 days early.

Ravi Shah

Freelance PM, Amsterdam

Pricing

Start free. Pay when

it

pays

you

Monthly prices shown. Pay yearly and get 2 months free.

Free

€0

For your first 5 invoices

No card needed

✓

5 invoices

✓

Card, bank and Apple Pay

✓

Polite auto-reminders

✓

Client portal

✓

CSV and PDF export

Free

€0

For your first 5 invoices

No card needed

✓

5 invoices

✓

Card, bank and Apple Pay

✓

Polite auto-reminders

✓

Client portal

✓

CSV and PDF export

Pro

Most picked

€12

per month, billed monthly

Free for your first 5 invoices · no card needed

✓

Unlimited invoices

✓

Tax pot and quarterly reports

✓

Custom reminder wording

✓

Recurring invoices

✓

Home-screen widget

Pro

Most picked

€12

per month, billed monthly

Free for your first 5 invoices · no card needed

✓

Unlimited invoices

✓

Tax pot and quarterly reports

✓

Custom reminder wording

✓

Recurring invoices

✓

Home-screen widget

Studio

€29

per month, billed monthly

Free for your first 5 invoices · no card needed

✓

Everything in Pro

✓

Up to 5 team seats

✓

Shared client list

✓

Xero and QuickBooks sync

✓

Priority support

Studio

€29

per month, billed monthly

Free for your first 5 invoices · no card needed

✓

Everything in Pro

✓

Up to 5 team seats

✓

Shared client list

✓

Xero and QuickBooks sync

✓

Priority support

Payment fees: card 1.4% + 20c · Apple Pay 1.4% + 20c · bank transfer free. Cancel or downgrade anytime, export everything as CSV/PDF.

FAQ

Questions before

you

switch

Start today

Get paid in

days,

not months.

Send your first invoice in under 5 minutes. Settled does the chasing from there.

Free for your first 5 invoices · no card needed

Start today

Get paid in

days,

not months.

Send your first invoice in under 5 minutes. Settled does the chasing from there.

Free for your first 5 invoices · no card needed

Settled

Monthly cash-flow tips

One email a month on pricing, late payers and tax pots. No spam, unsubscribe in one click.

© 2026 Settled · Bank-grade security, EU-hosted, payouts via a licensed payment partner.

© 2026 Settled · Bank-grade security, EU-hosted, payouts via a licensed payment partner.

Also on iOS and Android · ★ 4.9 on the App Store

Also on iOS and Android · ★ 4.9 on the App Store

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