Invoices that
get paid in
days,
not months.
Settled sends your invoices, nudges late clients for you and takes card, bank and Apple Pay. Built for freelancers and small studios.
Free for your first 5 invoices · no card needed
Freelancers and studios on Settled work for
Nordlicht
Oak & Ore
Fieldnote
Studio Kiln
Parcel
Lumen Works
Customer stories
Real invoices,
paid
sooner
Three freelancers, three trades, the same result: less chasing and money that lands within days.

Paid 29 days sooner
Mara Lindqvist
Brand designer, Malmö
0 reminder emails written
€41k invoiced in Q2

Paid 22 days sooner
Tomás Ferreira
Freelance developer, Lisbon
3 h saved every month
92% paid by card

Paid 38 days sooner
Priya Nair
Illustration studio of 3, Leeds
€9,600 set aside for tax
14 clients imported in 2 min
Features
Everything between
sent
and
paid
Six small tools that do the admin you put off: writing, chasing, collecting and setting tax aside.
Invoice #0143 · Nordlicht Studio
Brand identity · 1 × €1,800
Website copy · 6 h × €80 · €480
Photo licence · 1 × €400
Send invoice →
Invoice editor
Line items, VAT and your logo, laid out for you. Send in 30 seconds.
Day 0 · Invoice sent
Sent
Day 3 · Friendly nudge
Opened
Day 7 · Second nudge
Overdue
Day 9 · Paid
Polite auto-reminders
Friendly nudges on day 3, 7 and 14, written in your tone. Clients reply with thanks.
Apple Pay
Card · 1.4% + 20c
Bank transfer · free
Card, bank and Apple Pay
Every invoice carries a pay button. Card 1.4% + 20c, bank transfer free.
Tax pot · 30% · Q4
€4,212 set aside
Tax pot
30% of every payment moves to a separate pot, so April is never a surprise.
pay.settled.app/nordlicht
2 open · 14 paid
14 paid
Client portal
One link where clients see open invoices, pay and download receipts.
This week
+€6,850 landed
M
T
W
T
F
S
S
Home-screen widget
See what lands this week without opening the app. iOS and Android.
Payday Calculator
See how much
sooner
you get paid
Move the sliders to your own numbers. The result uses our customers’ median of 4 days to paid.
Why Settled
Chasing by hand vs.
letting it
flow
What getting paid looks like with a Word template and your inbox, next to Settled.
How it works
Set up before your
coffee
cools
Three steps from spreadsheet to your first paid invoice.
01
Import clients
Bring clients and old invoices from a CSV, Xero or QuickBooks in 2 minutes.
02
Send in 30 seconds
Pick a client, add lines, hit send. The PDF and pay link are built for you.
03
Get paid, we chase
Polite reminders go out on day 3, 7 and 14 until the money lands.
Testimonials
Freelancers who
stopped
chasing
Six customers, six numbers. All of them started on the free plan.
★★★★★
My average days-to-paid went from 31 to 6. I didn't change my clients, only how I invoice them.

Jonas Weber
UX consultant, Hamburg
★★★★★
I sent 48 invoices last quarter and wrote zero reminder emails. Settled did all 61 nudges for me.

Aisha Bello
Photographer, London
★★★★★
Setting up took 9 minutes, including importing 22 clients from QuickBooks.

Lena Hoffmann
Copywriter, Vienna
★★★★★
Card payments cost me 1.4% and land in 2 days. Worth it for every invoice over €500.

Daniel Okafor
Motion designer, Lagos
★★★★★
We put 30% of every payment into the tax pot. €18,300 was waiting when the bill came.

Sofia Marino
Architecture studio of 4, Milan
★★★★★
Clients told me the reminders felt friendly. One even said thanks, and paid 12 days early.

Ravi Shah
Freelance PM, Amsterdam
Pricing
Start free. Pay when
it
pays
you
Monthly prices shown. Pay yearly and get 2 months free.
Payment fees: card 1.4% + 20c · Apple Pay 1.4% + 20c · bank transfer free. Cancel or downgrade anytime, export everything as CSV/PDF.
FAQ
